# Kōura Wealth

> your tagline here

https://www.kourawealth.co.nz/

## Pages

- [June 2026 Market Wrap](https://www.kourawealth.co.nz/blog/june-2026-market-wrap)
- [May 2026 Market Wrap](https://www.kourawealth.co.nz/blog/may-2026-market-wrap)
- [Why we’re increasing the Bitcoin limit in the Kōura Bitcoin Fund ](https://www.kourawealth.co.nz/blog/why-were-increasing-the-bitcoin-limit-in-the-koura-bitcoin-fund)
- [Kōura Wealth - The KiwiSaver Specialists](https://www.kourawealth.co.nz/)
- [April 2026 Market Wrap](https://www.kourawealth.co.nz/blog/april-2026-market-wrap)
- [March 2026 Market Wrap](https://www.kourawealth.co.nz/blog/march-2026-market-wrap)
- [February 2026 Market Wrap](https://www.kourawealth.co.nz/blog/february-2026-market-wrap)
- [January 2026 Market Wrap](https://www.kourawealth.co.nz/blog/january-2026-market-wrap)
- [KiwiSaver contribution rates are increasing – what does it mean for you and what can you do about it. ](https://www.kourawealth.co.nz/blog/kiwisaver-contribution-rates-are-increasing-what-does-it-mean-for-you-and-what-can-you-do-about-it)
- [Build your Own KiwISaver Fund](https://www.kourawealth.co.nz/build)
- [Personalised Advice](https://www.kourawealth.co.nz/advice)
- [Compare KiwiSaver Funds](https://www.kourawealth.co.nz/compare)
- [Kōura KiwiSaver calculator](https://www.kourawealth.co.nz/calculator)
- [Tools](https://www.kourawealth.co.nz/tools)
- [KiwiSaver calculator](https://www.kourawealth.co.nz/forecast)
- [November Market Update: Jitters, Resilience, and Green Shoots](https://www.kourawealth.co.nz/blog/november-market-update-jitters-resilience-and-green-shoots)
- [How to Get On top of Your Money in 2026: A Simple Guide for Everyday Kiwis](https://www.kourawealth.co.nz/blog/how-to-get-on-top-of-your-money-in-2026-a-simple-guide-for-everyday-kiwis)
- [October Market Wrap: The Train Keeps on Chugging](https://www.kourawealth.co.nz/blog/october-market-wrap-2025)
- [Big Changes Coming to the Kōura Portfolios ](https://www.kourawealth.co.nz/blog/big-changes-coming-to-the-koura-portfolios)
- [Don’t Get Caught: KiwiSaver Scams on the Rise](https://www.kourawealth.co.nz/blog/dont-get-caught-kiwisaver-scams-on-the-rise)
- [September Market Monthly Wrap: Global boom, Kiwi reality check.](https://www.kourawealth.co.nz/blog/september-market-monthly-wrap)
- [Why Treasury Says Superannuation Isn’t Sustainable – And What It Means for You](https://www.kourawealth.co.nz/blog/why-treasury-says-superannuation-isnt-sustainable-and-what-it-means-for-you)
- [Ruahei Demant partners with Kōura Wealth to take on her biggest off-field challenge: Her Financial Future.](https://www.kourawealth.co.nz/blog/ruahei-demant-partners-with-koura-wealth-to-take-on-her-biggest-off-field-challenge-her-financial-future)
- [August Monthly Market Wrap: Another month, another set of records breaks](https://www.kourawealth.co.nz/blog/august-monthly-market-wrap-2025)
- [Rainy Day Fund vs Emergency Fund: What’s the Difference?](https://www.kourawealth.co.nz/blog/rainy-day-fund-vs-emergency-fund-whats-the-difference)
- [July 2025 Market Wrap: Resilience Amid Trade Noise and Tech Tailwinds ](https://www.kourawealth.co.nz/blog/july-2025-market-update-resilience-amid-trade-noise-and-tech-tailwinds)
- [June Market Update: AI mania and a Middle Eastern peace dividend ](https://www.kourawealth.co.nz/blog/june-market-update-ai-mania-and-a-middle-eastern-peace-dividend)
- [May Market Wrap: Welcome to the TACO trade](https://www.kourawealth.co.nz/blog/may-market-update-welcome-to-the-taco-trade)
- [Bitcoin’s Time?](https://www.kourawealth.co.nz/bitcoin-time)
- [Still with Bank?](https://www.kourawealth.co.nz/still-with-bank)
- [April Market Wrap: Trade Wars, Tariff Shocks, and the Long Road Ahead](https://www.kourawealth.co.nz/blog/april-market-update-trade-wars-tariff-shocks-and-the-long-road-ahead)
- [What’s going on in the markets—and what should you do? ](https://www.kourawealth.co.nz/blog/whats-going-on-in-the-marketsand-what-should-you-do)
- [Can You Use KiwiSaver to Buy a Car? And Other Questions People Ask ](https://www.kourawealth.co.nz/blog/can-you-use-kiwisaver-to-buy-a-car-and-other-questions-people-ask)
- [Kiwi Investor or Kiwi Saver: Beyond Conservative, Balanced, and Growth](https://www.kourawealth.co.nz/blog/kiwiinvestor-or-kiwisaver-beyond-conservative-balanced-and-growth)
- [February 2025 Market Wrap](https://www.kourawealth.co.nz/blog/february-2025-market-update)
- [2024 Market Wrap and 2025 Outlook](https://www.kourawealth.co.nz/blog/2024-market-wrap-and-2025-outlook)
- [January 2025 Market Update](https://www.kourawealth.co.nz/blog/january-2025-market-update)
- [Introducing the Kōura Strategic High Growth Fund](https://www.kourawealth.co.nz/blog/introducing-the-koura-strategic-high-growth-fund)
- [Taking Control of Your Finances in 2025: 5 Practical Steps](https://www.kourawealth.co.nz/blog/taking-control-of-your-finances-in-2025-5-practical-steps)
- [Top 6 Podcasts to Help You Take Control of Your Finances in 2025 ](https://www.kourawealth.co.nz/blog/top-6-podcasts-to-help-you-take-control-of-your-finances-in-2025)
- [How to Cope with the Back to Work Blues: The Fun Way](https://www.kourawealth.co.nz/blog/how-to-cope-with-the-back-to-work-blues-the-fun-way)
- [Our Carbon Neutral Crypto Fund will now be called The Kōura Bitcoin Fund](https://www.kourawealth.co.nz/blog/our-carbon-neutral-crypto-fund-will-now-be-called-the-koura-bitcoin-fund)
- [November - Market Wrap ](https://www.kourawealth.co.nz/blog/november-market-wrap)
- [The New Year’s Financial Checklist: Are You Ready for a Fresh Start? ](https://www.kourawealth.co.nz/blog/the-new-years-financial-checklist-are-you-ready-for-a-fresh-start)
- [Unlocking Your KiwiSaver Potential: The Power of Guided Choice ](https://www.kourawealth.co.nz/blog/unlocking-your-kiwisaver-potential-the-power-of-guided-choice)
- [Strategic High Growth](https://www.kourawealth.co.nz/funds/growth/strategic-high-growth-fund)
- [Bitcoin Hits Record High: What New Zealand Investors Need to Know About the Crypto Surge ](https://www.kourawealth.co.nz/blog/bitcoin-hits-record-high-what-new-zealand-investors-need-to-know-about-the-crypto-surge)
- [Sleigh your Spending – Surviving Christmas During an Economic Crisis: ](https://www.kourawealth.co.nz/blog/sleigh-your-spending-surviving-christmas-during-an-economic-crisis)
- [From Stress to Success: Financial Health for a Happier Mind! ](https://www.kourawealth.co.nz/blog/from-stress-to-success-financial-health-for-a-happier-mind)
- [October - Market Wrap ](https://www.kourawealth.co.nz/blog/october-market-wrap)
- [US Election and your KiwiSaver - will it matter?](https://www.kourawealth.co.nz/blog/us-election-and-your-kiwisaver-will-it-matter-new-blog-post)
- [How to Trump proof your KiwiSaver ](https://www.kourawealth.co.nz/blog/how-to-trump-proof-your-kiwisaver)
- [KiwiSaver and Financial Hardship: Everything You Need to Know ](https://www.kourawealth.co.nz/blog/kiwisaver-and-financial-hardship-everything-you-need-to-know)
- [2024 KiwiSaver report released: Why now is the time to act and maximise your savings](https://www.kourawealth.co.nz/blog/2024-kiwisaver-report-released-why-now-is-the-time-to-act-and-maximise-your-savings)
- [September: Market Wrap](https://www.kourawealth.co.nz/blog/september-market-wrap)
- [August market wrap: Japanese Carry Trade Unwinds, NZ Rate Cuts, and Global Market Volatility ](https://www.kourawealth.co.nz/blog/august-market-wrap-2024)
- [Member Growth Stories: Maya](https://www.kourawealth.co.nz/blog/member-stories-maya)
- [Love Kōura Competition](https://www.kourawealth.co.nz/love-koura)
- [Understanding Your Money Personality ](https://www.kourawealth.co.nz/blog/understanding-your-money-personality)
- [NZFSG Competition Terms and Conditions](https://www.kourawealth.co.nz/nzfsg-conference)
- [July: Market Wrap](https://www.kourawealth.co.nz/blog/july-market-wrap)
- [Investing 101: A Beginner’s Guide to Growing Your Wealth ](https://www.kourawealth.co.nz/blog/investing-101-a-beginners-guide-to-growing-your-wealth)
- [Emergency Fund 101: Your Key to Financial Resilience ](https://www.kourawealth.co.nz/blog/emergency-fund-101-your-key-to-financial-resilience)
- [A Simple Step-by-Step Guide to Effective Budgeting ](https://www.kourawealth.co.nz/blog/a-simple-step-by-step-guide-to-effective-budgeting)
- [Member Growth Stories: Christian ](https://www.kourawealth.co.nz/blog/member-growth-stories-christian)
- [Innovate, don't imitate: Rethinking NZ's economic strategy](https://www.kourawealth.co.nz/blog/innovate-dont-imitate-rethinking-nzs-economic-strategy)
- [Why Bitcoin and KiwiSaver could be the perfect pair](https://www.kourawealth.co.nz/blog/bitcoin-and-kiwisaver)
- [June Market Wrap: The freight train appears impossible to stop! ](https://www.kourawealth.co.nz/blog/market-wrap-june-2024)
- [May 2024 Market Wrap: The market bounces back ](https://www.kourawealth.co.nz/blog/may-2024-market-wrap)
- [Member Stories Sam](https://www.kourawealth.co.nz/blog/member-stories-sam)
- [Member Stories Matt](https://www.kourawealth.co.nz/blog/member-stories-matt)
- [Understanding the downturn](https://www.kourawealth.co.nz/blog/understanding-the-downturn)
- [Bitcoin halving 101: Hedging against inflation ](https://www.kourawealth.co.nz/blog/bitcoin-halving)
- [Bitcoin Volatility: Why Investors Should Learn to Ride the Wave](https://www.kourawealth.co.nz/blog/bitcoin-volatility)
- [Market Wrap | March ](https://www.kourawealth.co.nz/blog/market-wrap-march-2024)
- [Market Wrap | April ](https://www.kourawealth.co.nz/blog/market-wrap-april-2024)
- [Cryptocurrency and Sustainability: Navigating the Green Frontier ](https://www.kourawealth.co.nz/blog/cryptocurrency-and-sustainability)
- [Approaching retirement](https://www.kourawealth.co.nz/kiwisaver/retirement)
- [Saving for first home](https://www.kourawealth.co.nz/kiwisaver/first-home)
- [Building wealth](https://www.kourawealth.co.nz/kiwisaver/building-wealth)
- [Investing for kids](https://www.kourawealth.co.nz/kiwisaver/kids)
- [Fees](https://www.kourawealth.co.nz/fees)
- [Advisor ](https://www.kourawealth.co.nz/advisors)
- [Documents](https://www.kourawealth.co.nz/documents)
- [Invest in Bitcoin](https://www.kourawealth.co.nz/cryptocurrency)
- [ESG LP](https://www.kourawealth.co.nz/esg)
- [About](https://www.kourawealth.co.nz/about)
- [Contact](https://www.kourawealth.co.nz/contact)
- [Getting started](https://www.kourawealth.co.nz/kiwisaver/getting-started)
- [How To Invest](https://www.kourawealth.co.nz/invest)
- [Why KiwiSaver](https://www.kourawealth.co.nz/kiwisaver)
- [Kōura wealth](https://www.kourawealth.co.nz/index-old2024)
- [Kōura Market Wrap | February](https://www.kourawealth.co.nz/blog/market-wrap-february)
- [Maximising Returns and Managing Risk: A Guide to Building Your Core-Satellite Investment Strategy ](https://www.kourawealth.co.nz/blog/core-satellite-investment-strategy)
- [Kōura Market Wrap | January](https://www.kourawealth.co.nz/blog/market-wrap-january-24)
- [Mastering Your Money: A Guide to Assessing Your Financial Health ](https://www.kourawealth.co.nz/blog/assessing-financial-health)
- [How can I invest in Cryptocurrency? ](https://www.kourawealth.co.nz/blog/how-can-i-invest-in-cryptocurrency)
- [2023 in review – the year that no one saw coming](https://www.kourawealth.co.nz/blog/2023-review-and-2024-predictions)
- [Setting yourself up for 2024:  Start with a business plan ](https://www.kourawealth.co.nz/blog/advisor-business-plan)
- [Kōura Market Wrap | November](https://www.kourawealth.co.nz/blog/market-wrap-november)
- [12 Tips of Christmas](https://www.kourawealth.co.nz/blog/12-tips-of-christmas-budgeting-your-way-to-a-happy-holiday)
- [Kōura Market Wrap | October 2023](https://www.kourawealth.co.nz/blog/market-wrap-october-2023)
- [Bitcoin ETFs: A New Era of Investment Opportunities for Cryptocurrency Enthusiasts ](https://www.kourawealth.co.nz/blog/bitcoin-etfs-investment-opportunities)
- [Meet Kōura Wealth member, Joyce ](https://www.kourawealth.co.nz/blog/case-study-joyce)
- [Meet Kōura Wealth member, Kinest](https://www.kourawealth.co.nz/blog/kinest-case-study)
- [Our Portfolios](https://www.kourawealth.co.nz/portfolios)
- [Kōura Market Wrap | September 2023 ](https://www.kourawealth.co.nz/blog/market-wrap-september-2023)
- [The Kōura market wrap for August 2023 ](https://www.kourawealth.co.nz/blog/koura-market-wrap-august-2023)
- [Meet Kōura KiwiSaver Scheme member, Sam!](https://www.kourawealth.co.nz/blog/meet-koura-kiwisaver-member-sam)
- [Compounding interest: How the rich keep getting richer ](https://www.kourawealth.co.nz/blog/compounding-interest)
- [KiwiSaver through life: Your 40s](https://www.kourawealth.co.nz/blog/kiwisaver-through-life-your-40s)
- [KiwiSaver through life: Your 30s ](https://www.kourawealth.co.nz/blog/kiwisaver-through-life-your-30s)
- [The Kōura  market wrap for July ](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-july-2023)
- [KiwiSaver through life: Your 20s ](https://www.kourawealth.co.nz/blog/kiwisaver-through-life-your-20s)
- [How to tackle financial stress](https://www.kourawealth.co.nz/blog/how-to-tackle-financial-stress)
- [Thrifty living in tight times](https://www.kourawealth.co.nz/blog/thrifty-living-in-tight-times)
- [Financial ‘forward’ tips for young Kiwis](https://www.kourawealth.co.nz/blog/financial-e28098forwarde28099-tips-for-young-kiwis)
- [The kōura market wrap for June ](https://www.kourawealth.co.nz/blog/june-2023-koura-market-wrap)
- [Your nest or your nest egg: what comes first?](https://www.kourawealth.co.nz/blog/your-nest-or-your-nest-egg-what-comes-first)
- [What’s Around The Corner: Child-related Expenses by Age and Stage](https://www.kourawealth.co.nz/blog/whate28099s-around-the-corner-child-related-expenses-by-age-and-stage)
- [The economics of new parents returning to work](https://www.kourawealth.co.nz/blog/the-economics-of-new-parents-returning-to-work)
- [KiwiSaver and financial hardship: all you need to know ](https://www.kourawealth.co.nz/blog/kiwisaver-and-financial-hardship-all-you-need-to-know)
- [Switching KiwiSaver providers? It’s easier than you think](https://www.kourawealth.co.nz/blog/switching-kiwisaver-providers-ite28099s-easier-than-you-think)
- [You’ve earned it! Rewarding yourself without hurting your goals](https://www.kourawealth.co.nz/blog/rewarding-yourself-without-hurting-your-goals)
- [Investing for your kids: what should you do? ](https://www.kourawealth.co.nz/blog/investing-for-your-kids-what-should-you-do)
- [Dealing with the unexpected costs that come with having a child ](https://www.kourawealth.co.nz/blog/dealing-with-the-unexpected-costs-that-come-with-having-a-child)
- [The Kōura Market Wrap for May](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-may-3)
- [Findings of the 2023 Kōura Financial Resilience Survey](https://www.kourawealth.co.nz/blog/findings-of-the-2023-koura-financial-resilience-survey)
- [A first home buyer's guide to KiwiSaver](https://www.kourawealth.co.nz/blog/first-home-buyers-guide-to-kiwisaver)
- [The Kōura Market Wrap for April](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-april-2)
- [Keep The Change Podcast](https://www.kourawealth.co.nz/blog/keep-the-change-podcast)
- [How to cope with the soaring cost of living](https://www.kourawealth.co.nz/blog/soaring-cost-of-living-heree28099s-how-kiwis-are-adjusting)
- [Moving your Aussie Superannuation to New Zealand: yeah or Nah? ](https://www.kourawealth.co.nz/blog/moving-your-aussie-superannuation-to-new-zealand-yeah-or-nah)
- [How to get your KiwiSaver Government contribution in 2026](https://www.kourawealth.co.nz/blog/how-to-get-your-kiwisaver-government-contribution)
- [Your Financial Check-Up: 7 Steps to Build Resilience in 2025](https://www.kourawealth.co.nz/blog/your-financial-check-up)
- [How much of my paycheck should I be saving? (NZ Guide for 2026)](https://www.kourawealth.co.nz/blog/how-much-of-my-paycheck-should-i-be-saving)
- [Turn down the noise, turn up financial confidence ](https://www.kourawealth.co.nz/blog/turn-down-the-noise-turn-up-financial-confidence)
- [Awesome money behaviours for different lifestages ](https://www.kourawealth.co.nz/blog/awesome-money-behaviours-for-different-lifestages)
- [What real financial resilience feels like ](https://www.kourawealth.co.nz/blog/what-real-financial-resilience-feels-like)
- [The 2022 replay](https://www.kourawealth.co.nz/blog/2022-replay)
- [Top podcasts for building your financial nous in 2023 ](https://www.kourawealth.co.nz/blog/koura-podcast-for-2023)
- [Goodbye 2022: a horrible year for investments ](https://www.kourawealth.co.nz/blog/2022-year-in-review)
- [The kōura market wrap for January ](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-jan-23)
- [How will the continued interest rate hikes impact the NZ economy?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep57)
- [The Kōura market wrap for November](https://www.kourawealth.co.nz/blog/koura-market-wrap-nov-22)
- [Setting and sticking to your holiday budget ](https://www.kourawealth.co.nz/blog/setting-and-sticking-to-your-holiday-budget)
- [Find your ‘money mojo’: Summer reads ](https://www.kourawealth.co.nz/blog/koura-summer-reads)
- [Lessons from the FTX Fallout](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep56)
- [Has inflation peaked, or is it another false positive? ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep55)
- [Breaking Crypto ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep54)
- [Why diversification is so important right now](https://www.kourawealth.co.nz/blog/why-diversification-is-so-important-right-now)
- [Investing in difficult times](https://www.kourawealth.co.nz/blog/investing-in-difficult-times)
- [Wrap up 2022 feeling KiwiSaver-sorted ](https://www.kourawealth.co.nz/blog/wrap-up-2022-feeling-kiwisaver-sorted)
- [What’s happening in Europe? Not quite what we expected…](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep53)
- [China-related assets just fell dramatically, what happened?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep52)
- [The kōura market wrap for October 2022](https://www.kourawealth.co.nz/blog/koura-market-wrap-oct-2022)
- [The explosion of money over the years](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep51)
- [What's up with commercial property?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep50)
- [Could Credit Suisse be the next Lehman Brothers moment?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep49)
- [Will the death of cheap labour transform the economy?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep48)
- [Inflation bites: Thinking of reducing or stopping your KiwiSaver contributions? ](https://www.kourawealth.co.nz/blog/inflation-bites-thinking-of-reducing-or-stopping-your-kiwisaver-contributions)
- [How does tax impact my KiwiSaver plan?](https://www.kourawealth.co.nz/blog/how-does-tax-impact-my-kiwisaver-plan)
- [Christmas spending tips for Kiwi households in 2025](https://www.kourawealth.co.nz/blog/how-to-survive-christmas-spending-this-year)
- [The Kōura market wrap for September](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-september-2022)
- [How much do I need to save for retirement? ](https://www.kourawealth.co.nz/blog/how-much-do-i-need-to-save-for-retirement)
- [Kōura petitions to change the KiwiSaver Act ](https://www.kourawealth.co.nz/blog/koura-petitions-to-change-the-kiwisaver-act)
- [‘THE MERGE’ a long awaited update to the Ethereum blockchain](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep47)
- [The current state of the NZ economy ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep46)
- [Markets continue to prove just how hard it is to predict the future](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep45)
- [Public, private, or mixed. Is KiwiBank doomed to fail?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep44)
- [The kōura market wrap for August 2022](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-august-2022)
- [Clean energy investments just got a big boost ](https://www.kourawealth.co.nz/blog/clean-energy-investments-just-got-a-big-boost)
- [What's the buzz in the world of clean energy?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep43)
- [Do I need to increase my KiwiSaver contribution rate?](https://www.kourawealth.co.nz/blog/do-i-need-to-increase-my-kiwisaver-contribution-rate)
- [Recovery in crypto land? ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep42)
- [What's happening in China right now?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep41)
- [Time to give your KiwiSaver plan a ‘full service’?  ](https://www.kourawealth.co.nz/blog/time-to-give-your-kiwisaver-plan-a-full-service)
- [Breaking the cycle of emotional investing](https://www.kourawealth.co.nz/blog/breaking-the-cycle-of-emotional-investing)
- [Are we on the road to recovery?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep40)
- [How does KiwiSaver work? ](https://www.kourawealth.co.nz/blog/how-does-kiwisaver-work)
- [The kōura market wrap | July 2022](https://www.kourawealth.co.nz/blog/koura-market-wrap-july-2022)
- [Facilitator Spotlight | July 2022 ](https://www.kourawealth.co.nz/facilitator-news/facilitator-spotlight-july-2022)
- [KiwiSaver and creating clients for life](https://www.kourawealth.co.nz/facilitator-news/kiwisaver-and-creating-clients-for-life)
- [Why asking, makes good sense ](https://www.kourawealth.co.nz/blog/why-asking-makes-good-sense)
- [ ​Are we in a Commodity 'Super-Cycle'?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep39)
- [What's been happening in the crypto world ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep38)
- [ ​The state of play in todays financial world](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep37)
- [What's fixed interest telling us?  ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep36)
- [ The ‘clean energy revolution’ and you](https://www.kourawealth.co.nz/blog/the-e28098clean-energy-revolutione28099-and-you)
- [Taking Micro Steps for Big Wins ](https://www.kourawealth.co.nz/blog/taking-micro-steps-for-big-wins)
- [The Kōura market wrap for June](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-june)
- [KiwiSaver in times of market volatility](https://www.kourawealth.co.nz/blog/kiwisaver-in-times-of-market-volatility)
- [The Emotional Investor](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep35)
- [The ‘secret-sauce’ to successful goal setting? You. ](https://www.kourawealth.co.nz/blog/the-e28098secret-saucee28099-to-goal-setting)
- [Facilitator Spotlight | June ](https://www.kourawealth.co.nz/blog/facilitator-spotlight-june-22)
- [Nine Financial Reflections for the Matariki New Year](https://www.kourawealth.co.nz/blog/nine-pc5abtea-tips-to-kickstart-your-matariki-new-year)
- [​Concentrated vs Diversified Portfolio Strategy](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep34)
- [Self-employed? How KiwiSaver can help you get ahead ](https://www.kourawealth.co.nz/blog/self-employed-how-kiwisaver-can-help-you-get-ahead)
- [Death of traditional investing? ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep33)
- [The kōura market wrap for May ](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-may)
- [Facilitator Spotlight](https://www.kourawealth.co.nz/blog/facilitator-spotlight-may-22)
- [Cooking the Books: would you put crypto in your KiwiSaver?](https://www.kourawealth.co.nz/blog/would-you-put-crypto-in-your-kiwisaver)
- [Are we heading for a ‘Crypto winter?](https://www.kourawealth.co.nz/blog/are-we-heading-for-a-e28098crypto-winter)
- [Interest rate hikes, the housing market, and some lessons from the past ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-32)
- [The Kōura Specialty Funds webinar ](https://www.kourawealth.co.nz/blog/the-koura-specialty-funds-webinar)
- [Are we heading for a Crypto winter? ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-31)
- [Crypto is coming of age (and we don't want you to miss out)](https://www.kourawealth.co.nz/blog/crypto-is-coming-of-age)
- [Listen: NZ Everyday Investor | Bitcoin in your KiwiSaver?! | Ep 240](https://www.kourawealth.co.nz/blog/nzeverydayinvestor-ep-240)
- [Listen: News of the money world / Ep 30 / Investing with confidence in turbulent times ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-30)
- [Crypto currency, clean energy, and property: more options for your KiwiSaver plan with Kōura specialty funds](https://www.kourawealth.co.nz/blog/koura-funds-launch)
- [What to do with your KiwiSaver in a market downturn ](https://www.kourawealth.co.nz/blog/what-to-do-with-your-kiwisaver-in-a-market-downturn)
- [The Kōura April market wrap](https://www.kourawealth.co.nz/blog/the-koura-april-market-wrap)
- [Choosing the right fund for you and your KiwiSaver plan](https://www.kourawealth.co.nz/blog/choosing-the-right-fund-for-you-and-your-kiwisaver-plan)
- [Fixed Interest](https://www.kourawealth.co.nz/funds/income/fixed-interest-fund)
- [Bitcoin](https://www.kourawealth.co.nz/funds/specialty/bitcoin-fund)
- [Clean Energy](https://www.kourawealth.co.nz/funds/specialty/clean-energy-fund)
- [NZ Property](https://www.kourawealth.co.nz/funds/specialty/nz-property-fund)
- [Cash](https://www.kourawealth.co.nz/funds/income/cash-fund)
- [Rest of World](https://www.kourawealth.co.nz/funds/growth/rest-of-world-fund)
- [Emerging Markets](https://www.kourawealth.co.nz/funds/growth/emerging-markets-fund)
- [US Equities](https://www.kourawealth.co.nz/funds/growth/us-equities-fund)
- [NZ Equities](https://www.kourawealth.co.nz/funds/growth/nz-equities-fund)
- [Specialty Growth Funds](https://www.kourawealth.co.nz/funds/specialty)
- [Core Income Funds](https://www.kourawealth.co.nz/funds/income)
- [Core Growth Funds](https://www.kourawealth.co.nz/funds/growth)
- [Our Funds](https://www.kourawealth.co.nz/funds)
- [Listen: News of the money world / Ep 29 / The enigma that is Elon Musk](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-29)
- [Listen: News of the money world / Ep 27 / An expedition into the world of interest rates](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-27)
- [Listen: News of the money world / Ep 26 / 'ESG' in the context of the Russia-Ukraine conflict](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-26)
- [Is your KiwiSaver contribution rate too low? Most likely, yes ](https://www.kourawealth.co.nz/blog/is-your-kiwisaver-contribution-rate-too-low)
- [The Kōura March market wrap](https://www.kourawealth.co.nz/blog/the-koura-march-market-wrap)
- [Protecting yourself from the woes of inflation](https://www.kourawealth.co.nz/blog/protecting-yourself-from-the-woes-of-inflation)
- [Listen: News of the money world / Ep 25 / Safe haven assets, are they really "safe"?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-2)
- [The value of advice](https://www.kourawealth.co.nz/blog/the-value-of-kiwisaver-advice)
- [kōura facilitator spotlight](https://www.kourawealth.co.nz/blog/kocc84ura-facilitator-spotlight)
- [The Kōura market wrap for February ](https://www.kourawealth.co.nz/blog/the-koura-market-wrap-for-february)
- [Listen: News of the money world / Ep 24 / The Russia-Ukraine conflict and its  effect on the markets.](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-24)
- [Listen: News of the money world / Ep 23 / Ethical investing, does it do as much good as we think it does?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-23)
- [Adviser Gordon Bell from Rainbow Life on some of the biggest hurdles the rainbow community face when seeking financial advice](https://www.kourawealth.co.nz/blog/adviser-gordon-bell-from-rainbow-life)
- [A guide to rainbow friendly investing ](https://www.kourawealth.co.nz/blog/a-guide-to-rainbow-friendly-investing)
- [Listen: News of the money world / Ep 22 / What's been happening in the markets](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-22)
- [The December and early 2022 Kōura market wrap](https://www.kourawealth.co.nz/blog/the-december-and-early-2022-koura-market-wrap)
- [Kōura's approach to ESG investing and your KiwiSaver](https://www.kourawealth.co.nz/blog/our-approach-to-esg-investing-and-your-kiwisaver)
- [How to avoid the 10 biggest financial mistakes people make and set yourself up for a successful 2022 ](https://www.kourawealth.co.nz/blog/how-to-avoid-the-10-biggest-financial-mistakes)
- [2021 in review; lessons for investors  ](https://www.kourawealth.co.nz/blog/https-www-kourawealth-co-nz-blog-2021-in-review)
- [Listen: News of the money world / Ep 21 / Property as part of a core-satellite strategy ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-21)
- [10 personal finance books to read in 2022 ](https://www.kourawealth.co.nz/blog/10-personal-finance-books-to-read-in-2022)
- [NZ’s top money podcasts to help you upskill in 2022 ](https://www.kourawealth.co.nz/blog/nze28099s-top-money-podcasts-2022)
- [A core-satellite investment strategy; what is it and should you follow it? ](https://www.kourawealth.co.nz/blog/core-satellite-investment-strategy3b-what-is-it-and-should-you-follow-it)
- [Facilitator of the month: Kieran Welsby](https://www.kourawealth.co.nz/facilitator-news/facilitator-of-the-month-kieran-welsby)
- [Facilitator News](https://www.kourawealth.co.nz/facilitator-news)
- [November market update](https://www.kourawealth.co.nz/blog/november-market-update-2021)
- [Listen: News of the money world / Ep 20 / Default KiwiSaver changes & Omicron](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-20)
- [Investing in Bull markets vs Bear markets ](https://www.kourawealth.co.nz/blog/investing-in-bull-markets-vs-bear-markets)
- [Listen: News of the money world / Ep 19 / Owning bitcoin in 3 ways](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-19)
- [Should you invest in something based on past performance?](https://www.kourawealth.co.nz/blog/past-vs-future-performance)
- [The KiwiSaver default fund changes, and what they might mean for you](https://www.kourawealth.co.nz/blog/default-kiwisaver-fund-changes)
- [October market update](https://www.kourawealth.co.nz/blog/october-market-update)
- [Does cryptocurrency fit into a diversified investment portfolio?](https://www.kourawealth.co.nz/blog/does-cryptocurrency-fit-into-a-diversified-investment-portfolio)
- [Listen: News of the money world / Ep 18 / Gold hedging, bitcoin & inflation](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-18)
- [5 common KiwiSaver mistakes and how to avoid them](https://www.kourawealth.co.nz/blog/5-common-kiwisaver-mistakes)
- [Listen: News of the money world / Ep 17 / What's been happening in the markets ](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-17)
- [What to do with your first home deposit or lump sum of money while you’re still saving](https://www.kourawealth.co.nz/blog/what-to-do-with-your-first-home-deposit-while-youre-still-saving)
- [Listen: News of the money world / Ep 16 / Investing in a HOT Market](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-16)
- [September market update](https://www.kourawealth.co.nz/blog/september-market-update)
- [Listen: News of the money world / Ep 15 / Evergrande](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-15)
- [Listen: News of the money world / Ep 14 / Managed Funds vs Individual Shares](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-14)
- [August market update](https://www.kourawealth.co.nz/blog/august-market-update-2)
- [How to build an investment portfolio - using kōura’s digital advice tool ](https://www.kourawealth.co.nz/blog/how-to-build-an-investment-portfolio)
- [Listen: News of the money world / Ep 13 / The Value of Rockets and Advice](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-13)
- [Listen: News of the money world / Ep 12 / Around the world in 30 mins](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-12)
- [July market update](https://www.kourawealth.co.nz/blog/july21-market-update)
- [Are ethical KiwiSaver funds all they’re made out to be?](https://www.kourawealth.co.nz/blog/why-kiwisaver-ethical-funds-arene28099t-all-theye28099re-made-out-to-be)
- [Listen: News of the Money World / Ep 11 / Shares or property?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-11)
- [Meeting the Kiwi's with Kōura: Liz ](https://www.kourawealth.co.nz/blog/meet-liz)
- [Listen: News of the Money World / Ep 10 / Too much macro!](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-10)
- [June market update](https://www.kourawealth.co.nz/blog/june-market-update)
- [The cost of using your KiwiSaver for your first home deposit](https://www.kourawealth.co.nz/blog/the-cost-of-using-your-kiwisaver-for-your-first-home-deposit)
- [The new economy](https://www.kourawealth.co.nz/blog/the-new-economy)
- [Listen: News of the Money World / Ep 9 / The housing bubble](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-9)
- [Listen: The Responsible Investor](https://www.kourawealth.co.nz/blog/listen-the-responsible-investor)
- [Press: Kōura brings on adviser network for hybrid KiwiSaver product](https://www.kourawealth.co.nz/blog/koura-brings-on-adviser-network)
- [Listen: News of the Money World / Ep 8 / Investing in TLA's](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-8)
- [May market update](https://www.kourawealth.co.nz/blog/may-market-update)
- [Listen: News of the Money World / Ep 7 / RBNZ playing chicken with inflation?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-7)
- [Why does a personalised KiwiSaver portfolio matter?](https://www.kourawealth.co.nz/blog/why-a-personalised-kiwisaver-portfolio-matters)
- [Listen: News of the Money World / Ep 6 / Crypto: Investing or gambling?](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-5-crypto-investing-or-gambling)
- [Listen: News of the Money World / Ep 5 / The Faults with KiwiSaver Defaults](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-5)
- [Are you FOMO investing?](https://www.kourawealth.co.nz/blog/are-you-fomo-investing)
- [Listen: News of the Money World / Ep 4 / Investing through Inflation](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-4-investing-through-inflation)
- [Listen: News of the Money World / Ep 3 / Berkshire Hathaway](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-3-berkshire-hathaway)
- [April market update](https://www.kourawealth.co.nz/blog/april-market-update)
- [Listen: News of the Money World / Ep 2 / Coinbase + SPACS](https://www.kourawealth.co.nz/blog/listen-news-of-the-money-world-ep-2-coinbase-spacs)
- [Listen: News of the Money World / Ep 1 / Bill Hwang](https://www.kourawealth.co.nz/blog/news-of-the-money-world-ep-1-bill-hwang)
- [Listen: Passive vs Active investing](https://www.kourawealth.co.nz/blog/listen-passive-vs-active-investing)
- [What do low interest rates mean for you?](https://www.kourawealth.co.nz/blog/what-do-low-interest-rates-mean-for-you)
- [8 tips for first home buyers using their KiwiSaver](https://www.kourawealth.co.nz/blog/8-tips-for-first-home-buyers-using-their-kiwisaver)
- [March market update](https://www.kourawealth.co.nz/blog/march-2021-market-update)
- [5 simple tips for saving towards your first home](https://www.kourawealth.co.nz/blog/5-simple-tips-for-saving-towards-your-first-home)
- [How robots could bridge the wealth gap](https://www.kourawealth.co.nz/blog/how-robots-bridge-the-wealth-gap)
- [Financial Advice – Disclosure](https://www.kourawealth.co.nz/financial-advice-disclosure)
- [February market update](https://www.kourawealth.co.nz/blog/february-2021-market-update)
- [Is the market overvalued?](https://www.kourawealth.co.nz/blog/is-market-overvalued)
- [January market update](https://www.kourawealth.co.nz/blog/january-2021-market-update)
- [GameStop: What happened and what can we learn from it](https://www.kourawealth.co.nz/blog/gamestop-story)
- [Should you be making money on your mortgage?](https://www.kourawealth.co.nz/blog/should-you-be-making-money-on-mortgage)
- [Listen now: The missing ingredient in your retirement plan](https://www.kourawealth.co.nz/blog/missing-ingredient-in-your-retirement-plan)
- [Our fave five financial flick picks](https://www.kourawealth.co.nz/blog/top-5-money-movies)
- [November market update](https://www.kourawealth.co.nz/blog/november-market-update)
- [5 best personal finance books for kicking off 2021](https://www.kourawealth.co.nz/blog/5-best-finance-books-for-2021)
- [7 small tweaks to make you richer in 2021](https://www.kourawealth.co.nz/blog/7-tweaks-to-make-you-richer)
- [NZ’s top five money podcasts](https://www.kourawealth.co.nz/blog/nze28099s-top-five-money-podcasts)
- [Complaints handling procedures](https://www.kourawealth.co.nz/complaints)
- [KiwiSaver Contributions - Gross or Net?](https://www.kourawealth.co.nz/blog/kiwisaver-contributions-gross-or-net)
- [Time to sort out KiwiSaver! How to: from start to finish](https://www.kourawealth.co.nz/blog/how-to-sort-out-your-kiwisaver)
- [Why should I care about sustainable investing?](https://www.kourawealth.co.nz/blog/why-should-i-care-about-sustainable-investing)
- [Thousands missing out on $235,000](https://www.kourawealth.co.nz/blog/thousands-missing-out-on-242352c000)
- [October market update](https://www.kourawealth.co.nz/blog/october-monthly-market-update)
- [Listen: Allocating Assets, Growing the Pie ](https://www.kourawealth.co.nz/blog/allocating-assets2c-growing-the-pie)
- [Getting financial advice leads to 50% more in your KiwiSaver balance](https://www.kourawealth.co.nz/blog/financial-advice-leads-more-kiwisaver)
- [KiwiSaver saves the day for big spending millennial traveller](https://www.kourawealth.co.nz/blog/kiwisaver-and-millennials)
- [Popular budgeting strategies](https://www.kourawealth.co.nz/blog/popular-budgeting-strategies)
- [Why should you budget?](https://www.kourawealth.co.nz/blog/why-should-you-budget)
- [Tips on retirement phases and how to best save for them](https://www.kourawealth.co.nz/blog/tips-on-retirement-phases-and-how-to-best-save-for-them)
- [September monthly market update - The reset month](https://www.kourawealth.co.nz/blog/september-monthly-market-update)
- [Are there any COVID winners?](https://www.kourawealth.co.nz/blog/are-there-any-covid-winners)
- [Weighing up human vs digital financial advice](https://www.kourawealth.co.nz/blog/weighing-up-human-vs-digital-financial-advice)
- [What is sustainable investing?](https://www.kourawealth.co.nz/blog/what-is-esg)
- [How to make the best decisions with your KiwiSaver investment](https://www.kourawealth.co.nz/blog/how-to-make-the-best-decisions-with-your-kiwisaver)
- [August monthly market update](https://www.kourawealth.co.nz/blog/august-market-update)
- [Harness the power of digital advice for a richer retirement](https://www.kourawealth.co.nz/blog/harness-the-power-of-digital-advice-for-a-richer-retirement)
- [Early money mistakes, according to this Gen-Z](https://www.kourawealth.co.nz/blog/early-money-mistakes-according-to-this-gen-z)
- [KiwiSaver policy changes needed this election year](https://www.kourawealth.co.nz/blog/kiwisaver-policy-changes-needed-this-election-year)
- [How to create a perfect financial plan - part 3. Understanding risk](https://www.kourawealth.co.nz/blog/understanding-risks)
- [What might Level 3 (or worse) mean for your KiwiSaver account](https://www.kourawealth.co.nz/blog/covid-update)
- [Understanding KiwiSaver with Hnry and Kōura](https://www.kourawealth.co.nz/blog/understanding-kiwisaver-with-koura)
- [Asset allocation vs fees](https://www.kourawealth.co.nz/blog/asset-allocation-vs-fees)
- [July monthly market update](https://www.kourawealth.co.nz/blog/july-market-update)
- [Our Christmas wish list](https://www.kourawealth.co.nz/blog/kiwisaver-christmas-wish-list)
- [Ditch the Savings Jar, here’s how to make KiwiSaver work for you](https://www.kourawealth.co.nz/blog/ditch-the-savings-jar-heres-how-to-make-kiwisaver-work-for-you)
- [Our founder, Rupert Carlyon, responds to Judith Collins](https://www.kourawealth.co.nz/blog/rupert-carlyon-founder-and-management-director-of-kiwisaver-specialist-koura-responds-to-the-request-from-judith-collins)
- [How to create a perfect financial plan - part 2. Where and how to put your savings](https://www.kourawealth.co.nz/blog/where-and-how-to-put-your-savings)
- [Cooking the Books podcast: How to invest through turbulent times ](https://www.kourawealth.co.nz/blog/why-is-the-sharemarket-strangely-positive)
- [June Market update – the continued sprint back to the top](https://www.kourawealth.co.nz/blog/june-market-update-the-continued-walk-back-up)
- [KiwiSaver and Financial Hardship - All you need to know](https://www.kourawealth.co.nz/blog/kiwisaver-financial-hardship)
- [Questions about your retirement](https://www.kourawealth.co.nz/questions-about-your-retirement)
- [Kōura's approach to investing and your KiwiSaver](https://www.kourawealth.co.nz/kouras-approach-to-investing-and-your-kiwisaver)
- [Withdrawing your funds](https://www.kourawealth.co.nz/withdrawing-your-funds)
- [Signing up](https://www.kourawealth.co.nz/signing-up)
- [Investment basics](https://www.kourawealth.co.nz/investment-basics)
- [Learn more about KiwiSaver](https://www.kourawealth.co.nz/learn-more-about-kiwisaver)
- [About Kōura](https://www.kourawealth.co.nz/about-koura)
- [Questions about your retirement](https://www.kourawealth.co.nz/knowledge/questions-about-your-retirement)
- [Our approach to investing and your KiwiSaver plan](https://www.kourawealth.co.nz/knowledge/our-approach-to-investing-and-your-kiwisaver)
- [Withdrawing your funds](https://www.kourawealth.co.nz/knowledge/withdrawing-your-funds)
- [Signing up](https://www.kourawealth.co.nz/knowledge/signing-up)
- [Investment basics](https://www.kourawealth.co.nz/knowledge/investment-basics)
- [Learn more about KiwiSaver](https://www.kourawealth.co.nz/knowledge/learn-more-about-kiwisaver)
- [About Kōura](https://www.kourawealth.co.nz/knowledge/about-koura)
- [Help Centre](https://www.kourawealth.co.nz/knowledge)
- [How to create a perfect financial plan - part 1. Budgeting](https://www.kourawealth.co.nz/blog/how-to-create-a-budget)
- [KiwiSaver for Contractors](https://www.kourawealth.co.nz/blog/kiwisaver-for-contractors)
- [Don’t start setting fire to F.I.R.E. just yet](https://www.kourawealth.co.nz/blog/dont-start-setting-fire-to-f-i-r-e-just-yet)
- [Kōura named MoneyHub’s favourite KiwiSaver scheme for maximising retirements](https://www.kourawealth.co.nz/blog/koura-named-moneyhubs-favourite-kiwisaver-scheme-for-maximising-retirements)
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