Conservative strategy
Secure your savings with stability
Our conservative strategy primarily focuses on safeguarding your money while aiming for modest capital growth. It is diversified, mainly allocating investments to fixed-interest securities and maintaining a portion in cash holdings to ensure stability and security.
This strategy is recommended for those with an investment timeline of 0-5 years, prioritising the preservation of capital and reducing risk over short-term growth.
Key Facts
5 Year Returns
5.32%
portfolio Fees
0.63%
risk and volatility
Lower Risk
Higher Risk
Fund Performance
Portfolio Breakdown
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Key Facts
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Historical Returns
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Breakdown
Balanced strategy
Blend growth and stability effectively
Our balanced strategy offers a moderate risk level by diversifying investments in a mix of shares and fixed interest assets. It aims to provide steady long-term growth and is suitable for investors who can accept some variability in returns, balancing risk with potential gains.
This strategy is recommended for those with an investment timeline of 6+ years, seeking a balance between growth and risk over a longer period.
Key Facts
5 Year Returns
9.97%
portfolio Fees
0.63%
risk and volatility
Lower Risk
Higher Risk
Fund Performance
Portfolio Breakdown
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Key Facts
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Historical Returns
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Breakdown
Growth strategy
Maximise long-term growth potential
Our growth strategy targets higher-risk and higher-return opportunities, primarily through investments in shares with an allocation to fixed interest assets providing some risk mitigation. Its goal is to deliver strong long-term growth, although it may experience significant fluctuations in value, aligning with its growth-focused investment strategy.
This strategy is recommended for those with an investment timeline of 9+ years, aiming for substantial growth and willing to tolerate higher volatility.
Key Facts
5 Year Returns
12.57%
portfolio Fees
0.63%
risk and volatility
Lower Risk
Higher Risk
Fund Performance
Portfolio Breakdown
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Key Facts
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Historical Returns
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Breakdown
Conservative Strategy
Balanced Strategy
Growth Strategy
Aggressive Strategy
Which KiwiSaver portfolio is right for you?
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