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Invest your way with Kōura

Tailor your KiwiSaver portfolio to match your goals with Kōura. Enjoy the benefits of diverse investment options, personalised advice and a commitment to helping you achieve your financial objectives

Build your KiwiSaver portfolio

Investing with Kōura is simple and personalised. Whether you're experienced or new to KiwiSaver, there's a path for you. We offer 9 funds across growth, specialty, and income, all incorporating ESG principles to align with your values. Explore our diverse funds and build a custom portfolio, choose from our pre-built options, or use our investment questionnaire to create a portfolio based on your investment persona.

Joining Kōura only takes 2 minutes

Joining online only takes minutes and once you’re done, we’ll take care of the rest. Make sure you have your IRD Number and NZ Drivers Licence or Passport ready. 

Ready to switch?

Build your portfolio and complete our simple application form. We'll take care of the transfer from your current provider.

Switch to Kōura

New to KiwiSaver

Build your portfolio and complete our application form to start your KiwiSaver journey with us.

Join Kōura

Manage your KiwiSaver with ease with our app

Managing your future has never been easier.

Use the Kōura KiwiSaver app to:

  • Quickly see your account balance
  • Control your investments across our 9 KiwiSaver funds
  • Receive updated portfolio recommendations based on your circumstances
  • View your transaction history and investment returns
  • Download your annual statements
  • Drill down to see where your funds are invested

Keep your fees low

Fees can significantly impact your retirement savings. Understanding the fees associated with your KiwiSaver account is crucial for making informed decisions and achieving your financial goals. 

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Let us take care of your KiwiSaver

We’re here to make KiwiSaver easy. We’ll keep you on track through

Government Contribution Alerts

To make sure you take advantage of the free money on offer.

Monthly Market Updates

To keep you informed about how world events affect your KiwiSaver.

Annual KiwiSaver Statements

This provides you with a clear record of the tax paid on your investments, along with a summary of the returns and fees incurred.

Annual Reports

We’ll send our Annual Financial Report, so you can keep an eye on our progress.

You can call us any time at 0800 527 547. We’re always happy to answer your questions.

Frequently asked questions?

Discover the essentials of KiwiSaver, from how to join to how much to contribute. See all FAQS in our help centre

You can join KiwiSaver through your employer, directly with a KiwiSaver provider like Kōura, or by opting in through the IRD.

You can choose to contribute 3%, 4%, 6%, 8%, or 10% of your gross (before tax) salary or wages. Your employer will also contribute at least 3% of your gross salary if you're over 18 and under the age of eligibility for NZ Super (currently 65). Additionally, the government will contribute up to $521.43 annually if you contribute at least $1,042.86 each year.

KiwiSaver is a voluntary, work-based savings initiative in New Zealand designed to help you save for retirement. Contributions come from both you and your employer, and the government provides additional benefits to boost your savings.