Choose Choice

We don't believe in making five million Kiwis fit into just three KiwiSaver fund types. At kōura, we offer you the freedom to make your own investment choices. Feeling hemmed in by your KiwiSaver plan? Take control today.

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My name is .
I am years old.
My KiwiSaver balance is and my annual pre tax income is
I contribute of my income to KiwiSaver.
I make an annual voluntary contribution. of .
Kia Ora ,
Before we take you back to your kōura portfolio,
for security purposes please confirm some of your details:
Your age:
Your annual income:
Your current KiwiSaver balance:

Oops sorry ,
the details you’ve entered are different to the first time you filled out the kōura calculator.
For security reasons that means you’ll either have to re-enter all of your details in the advice calculator again...
OR simply click the big button in your latest email from us which will return to your portfolio.

Cheers! Kōura

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Investing - it's personal

We offer investors nine different funds, which we (or you) combine to develop your personalised portfolio: a plan that's purpose-fit and personalised to you.

You can build your personalised KiwiSaver plan yourself, or you can let the kōura digital advice tool build a plan for you.

You can build your personalised KiwiSaver plan yourself, or you can let the kōura digital advice tool do the heavy lifting.

Core & Specialty Funds

Build your personalised plan with your choice of our Core Growth Funds (different global equity exposures), our Core Income Funds (Fixed Income and Cash), or our Specialty Growth Funds (Clean Energy, Cryptocurrency, or Property).

You can pretend to be a regular old Warren Buffet and build your own portfolio of funds, or you can let the kōura digital tool do the heavy lifting for you - it's your choice.

Investing in the new specialty funds involves higher risk than other koura funds. In particular, investing in cryptocurrencies carries a significant amount of risk and volatility of returns. These funds are not suitable for all investors.

Build your personalised KiwiSaver plan

In order for us to design your portfolio, we need to know a few of your details.
My name is .
I am years old.
My KiwiSaver balance is and my annual pre tax income is
I contribute of my income to KiwiSaver.
I make an annual voluntary contribution. of .
Kia Ora ,
Before we take you back to your kōura portfolio,
for security purposes please confirm some of your details:
Your age:
Your annual income:
Your current KiwiSaver balance:

Oops sorry ,
the details you’ve entered are different to the first time you filled out the kōura calculator.
For security reasons that means you’ll either have to re-enter all of your details in the advice calculator again...
OR simply click the big button in your latest email from us which will return to your portfolio.

Cheers! Kōura

Carbon Neutral Cryptocurrency Fund

The not-so-new-kid on-the-block, Crypto is an increasingly interesting asset class for KiwiSaver investors to consider. With kōura, you can invest up to 10% of your KiwiSaver plan in our Carbon Neutral Crypto Currency Fund.

But, crypto currencies are not for everyone. Investing in crypto currencies carries a significant amount of risk and volatility of returns. Before investing in crypto currencies, it is important that you have a clear understanding of the associated risks.

 

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NZ Property Fund

Like to invest your KiwiSaver plan into Aotearoa's arguably favourite investment without actually having to manage a property? Now with kōura, you can.

Property can be a great long-term investment, delivering recurring income with the solidity of land and buildings sitting behind it. The kōura New Zealand Property Fund invests in companies listed on the New Zealand stock exchange that are involved in the property market, including Retirement operators and Real Estate Investment Trusts.

The kōura New Zealand Property Fund invests in companies listed on the New Zealand stock exchange, including Retirement operators and Real Estate Investment Trusts.

 

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Clean Energy Fund

Like to invest in a brighter future for the planet? With kōura, you can invest your KiwiSaver plan in companies that are helping realise that transition, for a more sustainable world.

The kōura Clean Energy Fund invests in a managed fund that is listed in the US and invests in companies in the following industries: Advanced Materials; Energy Intelligence; Renewable Electricity Generation & Renewable Fuels; Energy Storage & Conversion.

Investing in the kōura Clean Energy Fund carries a significant amount of risk and volatility of returns. It is not suitable for all investors. Before investing in the Clean Energy Fund, it is important that you have a clear understanding of the associated risks.

The kōura Clean Energy Fund invests in a managed fund that is listed in the US. Investing in the Clean Energy fund carries a significant amount of risk and volatility of returns than other traditional KiwiSaver funds and is not suitable for all investors. Before investing in the Clean Energy Fund, it is important that you have a clear understanding of the associated risks.

 

Download TodayDownload Today

Choice and freedom, with kōura

Low Fees
Low Fees

kōura's core funds are half the price of the average KiwiSaver growth fund - lower fees typically means more money for you. 

You choose
You choose

We have nine funds - from traditional equities funds all the way to crypto currency - you make your own choices.  

Ethical Investing
Ethical Investing

We all need to do our bit to ensure we live in a sustainable world. At kōura, we only invest in the things that we, and you, can be proud of.

On track always
On track always

With traditional KiwiSaver schemes, you invest and hope for the best. But kōura’s smart technology looks out for you - and the road ahead.

We all know how expensive the little things have become over the past few months.

So to make things a little easier, anyone that uses the kōura digital advice tool during the month of August will go into the draw to win one of two $250 Countdown vouchers.

Start Here
Offer only available to people that are using the Digital Advice Tool for the first time. Click here to view Competition Ts & Cs.