-
The clean energy revolution
Like to invest in a brighter future for the planet? With kōura, you can now invest your KiwiSaver plan in companies that are helping realise that transition, for a more sustainable world.
Get started
Kia Ora ,
Before we take you back to your kōura portfolio,
for security purposes please confirm some of your details:Oops sorry ,
the details you’ve entered are different to the first time you filled out the kōura calculator.
For security reasons that means you’ll either have to re-enter all of your details in the advice calculator again...
OR simply click the big button in your latest email from us which will return to your portfolio.Cheers! Kōura
Clean energy & kōura KiwiSaver
Happily, and not before time, the global economy is transitioning away from fossil fuels. It’s a big job and it’s estimated that US$150 trillion will be required to transition the global economy to carbon neutral by 20501.The end game? Making clean energy technologies the cheaper option to drive mass adoption, and yes you guessed it, a brighter future for our planet.1 Schroders investment researchWhat the fund invests in
The kōura Clean Energy Fund invests in a managed fund that is listed in the US and invests in companies in the industries below:
Advanced Materials - Nanotech, membranes, silicon, lithium, carbon capture and utilization and other materials and processes that enable clean-energy technologies.
Energy Intelligence - Conservation, automated meter reading, energy management systems, smart grid, superconductors and power controls.
Renewable Electricity Generation & Renewable Fuels - Solar photovoltaics, concentrating solar, wind, geothermal, and ethanol, biodiesel, biofuel enabling enzymes.
Energy Storage & Conversion - Advanced batteries, hybrid drivetrains, hydrogen, fuel cells for stationary, portable and transportation applications.
Key risks to consider
When making any investment decision, it is important to carefully consider the associated risks. Here are the key risks to be aware of in relation to investing in the kōura Clean Energy Specialty Fund.Exposure to a concentrated themeClean Energy is a relatively concentrated theme and there is a chance that the theme loses popularity or is surpassed by other themes.Public demand for clean energy assets can exceed demandThe companies involved in this theme are often smaller companies. When there is a surge in demand for clean energy themes, the demand for companies and their product often outstrips supply, which results in the fund purchasing shares at elevated valuations or new companies quickly entering to take advantage of the premium valuations and/or prices able to be achieved in the marketPolicy changesClean energy companies are often subsidised/assisted by Government policy that is seeking to accelerate the transition to clean energy. Most clean energy technologies are still more expensive than traditional energy solutions. There is a chance that these subsidies and policy advantages dissipate which may result in the companies struggling for growth and viability
Choice and freedom, with kōura
Low Fees
kōura's core funds are half the price of the average KiwiSaver growth fund - lower fees typically means more money for you.
You choose
We have nine funds - from traditional equities funds all the way to crypto currency - you make your own choices.
Ethical Investing
We all need to do our bit to ensure we live in a sustainable world. At kōura, we only invest in the things that we, and you, can be proud of.
On track always
With traditional KiwiSaver schemes, you invest and hope for the best. But kōura’s smart technology looks out for you - and the road ahead.
keyboard_arrow_leftkeyboard_arrow_rightAbout koura
You’re unique and so are your KiwiSaver goals. So it makes sense that your KiwiSaver plan should be 100% personalised to you and your needs. And that, in a nutshell, is why we created the kōura KiwiSaver Scheme and digital advice tool.
We opened our ‘digital doors’ in 2019 and today have over $30m funds under management. In our opinion , we’re New Zealand’s most personalised KiwiSaver scheme. We offer nine KiwiSaver funds, and partner with some of the best names in the business – Hobson Wealth for our New Zealand funds, Blackrock for our core international growth funds and Fidelity for our Cryptocurrency fund.
With low fees (almost half the industry average growth fund*), robust ethical and sustainable investment rules, exceptional digital advice tools, and unparalleled choice, kōura was born to give Kiwis more control over their KiwiSaver plan: to save smart today for a better tomorrow.
*Source: Morningstar (Q4 2021 KiwiSaver Review)
The freedom to take control
We offer you the freedom to make your own investment choices. You can choose between our our Core Growth Funds (different global equity exposures), our Core Income Funds (Fixed Income and Cash) or our Specialty Growth Funds (Clean Energy, Cryptocurrency or Property).
You can pretend to be Warren Buffet and build your own portfolio of funds or you can let the kōura digital tool do the heavy lifting for you.
Lower fees, so you have more
The more you pay in fees, the harder your KiwiSaver has to work to give you the retirement you expect.
At 0.63%, the kōura core fund fees are half the industry average growth fund. For our specialty funds, the fees are still a paltry 1.1%. And if you’re under 18, we’ll waive our membership fee to help get you started on your savings journey*.
*Fees excludes facilitator fees of 0.3% if you engage the services of a facilitator
Sustainable and ethical investments you can feel good about
We’re big believers in ESG (Environmental, Social, and Governance) investing, and take it into consideration in all of our investment decisions.We use a two-step process for choosing investments: First, we completely avoid the nastiest industries (for example, Gambling, Controversial and Civilian Weapons, Adult Entertainment, and more), and then we only pick the most sustainable and ethical of the remaining companies, based on extensive MSCI research. What’s more, we’re one of the few KiwiSaver schemes that also take into account companies' behaviours when looking at whether to invest in them.We all need to do our bit to ensure we live in a sustainable world. At kōura, we do that by ensuring we only invest in the things that we, and you, can be proud of.
Your savings, invested with the best
When you trust kōura with your KiwiSaver savings, you’re also trusting some of the biggest and best names in the business. We invest our core international growth funds into BlackRock funds (the world’s largest fund managers) and we build our domestic funds with the assistance of Hobson Wealth (one of New Zealand’s largest wealth managers) and our crypto currency fund is built with Fidelity (the worlds fourth largest asset manager).
We work with the industry’s best, to deliver the best outcomes for you.
