The clean energy revolution
Like to invest in a brighter future for the planet? With kōura, you can now invest your KiwiSaver plan in companies that are helping realise that transition, for a more sustainable world.
Build your personalised KiwiSaver plan
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Clean energy & kōura KiwiSaver
What the fund invests in
The kōura Clean Energy Fund invests in a managed fund that is listed in the US and invests in companies in the industries below:
Advanced Materials - Nanotech, membranes, silicon, lithium, carbon capture and utilization and other materials and processes that enable clean-energy technologies.
Energy Intelligence - Conservation, automated meter reading, energy management systems, smart grid, superconductors and power controls.
Renewable Electricity Generation & Renewable Fuels - Solar photovoltaics, concentrating solar, wind, geothermal, and ethanol, biodiesel, biofuel enabling enzymes.
Energy Storage & Conversion - Advanced batteries, hybrid drivetrains, hydrogen, fuel cells for stationary, portable and transportation applications.
Key risks to consider
Choice and freedom, with kōura
Low Fees
kōura's core funds are half the price of the average KiwiSaver growth fund - lower fees typically means more money for you.
You choose
We have nine funds - from traditional equities funds all the way to crypto currency - you make your own choices.
Ethical Investing
We all need to do our bit to ensure we live in a sustainable world. At kōura, we only invest in the things that we, and you, can be proud of.
On track always
With traditional KiwiSaver schemes, you invest and hope for the best. But kōura’s smart technology looks out for you - and the road ahead.
The US$369 billion boost to clean energy investments
In August 2022, the US Congress approved the biggest piece of legislation tackling climate change in US history – the Inflation Reduction Act 2022(1) (IRA). With it, the US aims to achieve 40% emissions reduction by 2030, by investing US$369 billion (NZ$582 billion) over ten years in subsidising clean energy technology, renewable energy production, and environmental justice.
But these figures don’t tell the whole story: the bill may have a ripple effect way beyond itself, making clean energy investments increasingly attractive to investors. Read on for some handy insights and interesting takeaways for Kiwi investors.
1. Inflation Reduction Act 2022
About koura
You’re unique and so are your KiwiSaver goals. So it makes sense that your KiwiSaver plan should be 100% personalised to you and your needs. And that, in a nutshell, is why we created the kōura KiwiSaver Scheme and digital advice tool.
We opened our ‘digital doors’ in 2019 and today have over $30m funds under management. In our opinion , we’re New Zealand’s most personalised KiwiSaver scheme. We offer nine KiwiSaver funds, and partner with some of the best names in the business – Hobson Wealth for our New Zealand funds, Blackrock for our core international growth funds and Fidelity for our Cryptocurrency fund.
With low fees (almost half the industry average growth fund*), robust ethical and sustainable investment rules, exceptional digital advice tools, and unparalleled choice, kōura was born to give Kiwis more control over their KiwiSaver plan: to save smart today for a better tomorrow.
*Source: Morningstar (Q4 2021 KiwiSaver Review)
The freedom to take control
We offer you the freedom to make your own investment choices. You can choose between our our Core Growth Funds (different global equity exposures), our Core Income Funds (Fixed Income and Cash) or our Specialty Growth Funds (Clean Energy, Cryptocurrency or Property).
You can pretend to be Warren Buffet and build your own portfolio of funds or you can let the kōura digital tool do the heavy lifting for you.
Lower fees, so you have more
The more you pay in fees, the harder your KiwiSaver has to work to give you the retirement you expect.
At 0.63%, the kōura core fund fees are half the industry average growth fund. For our specialty funds, the fees are still a paltry 1.1%. For a client that invests in all of our specialty funds, they will still only pay 0.67%**. And if you’re under 18, we’ll waive our membership fee to help get you started on your savings journey*.
*Fees exclude facilitator fees of 0.3% if you engage the services of a facilitator
**Based on a client taking the recommended allocation of 3% of a growth portfolio (8.1% in totality). If a client maximises their allocation to specialty funds (30% in totality) they will pay 0.77% of their balance as the annual fees.
Sustainable and ethical investments you can feel good about
Your savings, invested with the best
When you trust kōura with your KiwiSaver savings, you’re also trusting some of the biggest and best names in the business. We invest our core international growth funds into BlackRock funds (the world’s largest fund managers) and we build our domestic funds with the assistance of Hobson Wealth (one of New Zealand’s largest wealth managers) and our crypto currency fund is built with Fidelity (the worlds fourth largest asset manager).
We work with the industry’s best, to deliver the best outcomes for you.
