Education centre

Are you self-employed and too busy managing your business to give your personal long-term goals some TLC?   

A common rule of thumb says that you need to aim to replace between 70% and 100% of your weekly pre-retirement income. A more accurate assessment depends on whether you’re a homeowner or not, what’s on your ‘retirement wishlist’, and which sources of income you can rely on (including your KiwiSaver plan). 

In this guide, we’ll put things in context, starting with understanding what ‘bear markets’ actually mean. Then, we’ll move on to four sound investing principles that are all-the-more crucial during times of volatility: keep emotions under control, avoid market-timing, don't stop investing, and diversify your portfolio. So, let’s get started.

There are only a few weeks to go before we turn the calendar to 2023. Want to end the year feeling KiwiSaver-sorted? Here’s a quick guide for you.

The latest KiwiSaver findings are concerning, but not surprising. Inflation is (largely) the villain in this story, cutting into people’s budgets and outpacing growth in pay. But while there’s no denying that affordability has become an issue for an increasing number of people, if possible, it’s important not to put your long-term goals in the backseat. 

If you’d like to know how different KiwiSaver components are taxed and the long-term impact of tax on retirement savings – this guide is for you.

kōura Wealth, Aotearoa’s most personalised KiwiSaver scheme, has today launched a petition urging Parliament to change the KiwiSaver Act to create a Contribution Sharing Scheme to address gender inequality in retirement. 

Great news for the planet! And some interesting news for Kiwi investors! A recent US bill will invest US$369 billion in the production and supply of clean energy. ​

So, what’s happening and why does it matter for Kiwi investors? Here’s a handy summary for you to read…​