The KiwiSaver experts
A KiwiSaver specialist exclusively focused on giving you the tools to secure your future.
Adventurous Investor.
the market.
20% Bitcoin.
Making KiwiSaver work for you
We do the hard work so you don't have to — personalised advice, low fees, and funds built to perform.
Free tools to plan your future
Everything you need to make the right KiwiSaver decision — personalised, free, and jargon-free.
Guided Choice
Answer five questions. Get a personalised fund recommendation built for your age, income, and goals.
Try it freeCompare your fund
See returns, fees, and performance side by side — your current provider vs Kōura vs the market average.
Compare nowForecast your future
See your projected balance at 65, the weekly income it could give you, and what it takes to get there.
Run my forecastBuild your own fund
Choose exactly how your money is invested across growth, income, and specialty funds. Your portfolio, your rules.
Start buildingInvest in Bitcoin with Kōura
With Kōura you can put part of your KiwiSaver into Bitcoin. Let our digital advice tool recommend the right amount, or build your own portfolio and allocate up to 20%.
Bitcoin is highly volatile and could fall to zero. It's not right for everyone — especially if you're near retirement or buying a first home. Get advice before investing.
Hear what our members have to say
Real Kiwis, real results. Here's what our members think about their KiwiSaver with Kōura.
Matt had been with the same KiwiSaver provider for years without ever checking his returns. When our tools showed him the gap, switching was an easy call.
"Switching to Kōura was the best financial decision I've made."
Maya had been putting off sorting her KiwiSaver for years. She went through our personalised advice tool and had a fund recommendation she actually understood in under 5 minutes.
"I finally understood my KiwiSaver. Kōura made it so simple."
Sam used our compare tool and discovered his fund was well below the market average. He switched to Kōura that same afternoon and hasn't looked back.
"The tools showed me exactly where I stood and what to do about it."
Christian had always assumed KiwiSaver fees were pretty much the same across providers. When he ran the numbers, the long-term difference was too big to ignore.
"The fee difference alone made switching a no-brainer."