Let’s build a sustainable future together

Companies make decisions every day that shape our world. Those decisions will impact our planet and our people.

As investors, it is up to us to use our hard-earned KiwiSaver dollars to invest in and support companies that make the right decisions for all of our futures. We call this sustainable investing.

Build my KiwiSaver plan  Our sustainable funds

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Build your personalised KiwiSaver plan

In order for us to design your plan, we need to know a few of your details.
My name is .
I am years old.
My KiwiSaver balance is and my annual pre tax income is
I contribute of my income to KiwiSaver.
I make an annual voluntary contribution. of .
Kia Ora ,
Before we take you back to your kōura portfolio,
for security purposes please confirm some of your details:
Your age:
Your annual income:
Your current KiwiSaver balance:

Oops sorry ,
the details you’ve entered are different to the first time you filled out the kōura calculator.
For security reasons that means you’ll either have to re-enter all of your details in the advice calculator again...
OR simply click the big button in your latest email from us which will return to your portfolio.

Cheers! Kōura

SUSTAINABLE INVESTING IS BETTER FOR OUR PEOPLE AND OUR PLANET

What exactly is sustainable investing?

Sustainable investing is the process of choosing and managing investments to ensure we build a sustainable future that we can be proud of.

Environmental
Environmental

Carbon footprint, sustainability, environmental degradation.

Social
Social

Diversity,  human rights, labour rights and Animal welfare, ethics.

Governance
Governance

Corruption, transparency, illegal practises, board representation.

SUSTAINABLE INVESTING IS SOMETHING ALL INVESTORS CAN DO

How can I be a sustainable investor?

A sustainable investor has some important jobs, your KiwiSaver manager should be doing this on your behalf.

  • Select Investments – only choose companies that align with your beliefs.
  • Engage – engage with companies when they fall short of expectations and demand change (sometimes publicly).
  • Vote – use your voting rights to activate for change where necessary.

 

Build my sustainable KiwiSaver 

How to be a sustainable investor 1

SUSTAINABLE FUNDS EQUAL SUSTAINABLE RETURNS

You no longer need to prioritise returns over values – you can have both.

There are very few things in life where you can have your cake and eat it too. Sustainable investing is one of the few things – you get to create a better world and earn higher returns.

Build my sustainable KiwiSaver 

SUSTAINABLE FUNDS EQUAL SUSTAINABLE RETURNS 1

Source: Factset -  comparison of MSCI World Index vs MSCI World ESG Leaders Index

INVESTORS ARE ABLE TO CHANGE THE BEHAVIOUR OF UNSUSTAINABLE COMPANIES.

You can actually make a difference.

Rio Tinto Group destroys ancient indigenous site in Australia
Rio Tinto Group destroys ancient indigenous site in Australia

Rio Tinto (RIO) CEO Jean-Sébastien Jacques has resigned under pressure from investors over the company's destruction of a 46,000-year-old sacred Indigenous site in Australia to expand an iron ore mine.

September 2020

Coal plant project in Vietnam
Coal plant project in Vietnam

Investors urge companies to pull out their funding of the project. Exposure of Mitsubishi’s involvement drives their share price down 2%.

December 30 2020

Not enough woman on corporate boards
Not enough woman on corporate boards

Large-scale fund manager, Goldman Sachs Group sets regulations for companies they invest in to have at least one woman on every corporate board.

March 2020

SUSTAINABLE INVESTING IS BETTER FOR OUR PEOPLE AND OUR PLANET

What does sustainable investing mean to kōura?

We have industry exclusions
We have industry exclusions

 We don't invest in the nastiest industries

  • Gambling
  • Civilian weapons
  • Controversial weapons
  • Adult entertainment
  • Whaling
  • Tobacco
Extensive research
Extensive research

MSCI ranks all companies in their investment universe. We only invest in the top half. 

For more info click here.   

Our partners have one of the best voting records in the industry
Our partners have one of the best voting records in the industry

DWS (our ROW Investment Partner) are focused on using their voting and engagement prowess to ensure companies do what is right.

Have a look at how seriously they take governance.

OUR FOCUS IS TO HELP KIWIS MAKE DECISIONS ABOUT THEIR FINANCES THAT WILL GIVE US ALL A BETTER FUTURE.

We want the best for all Kiwis.

Low Fees
Low Fees

Our fees are half of the average KiwiSaver at 0.63% with a membership fee of $30 per year.

Proven Strategy
Proven Strategy

We invest broadly across industries, markets and countries to diversify your investment and reduce risk.

Personalised KiwiSaver Plan
Personalised KiwiSaver Plan

We create a personalised KiwiSaver plan to help you make the most out of your KiwiSaver.

Kiwi Owned
Kiwi Owned

75% of KiwiSaver funds are overseas companies. NZ owned funds have outperformed foreign funds.

Build your sustainable KiwiSaver plan

We recommend an investment plan to get the most out of your KiwiSaver.
My name is .
I am years old.
My KiwiSaver balance is and my annual pre tax income is
I contribute of my income to KiwiSaver.
I make an annual voluntary contribution. of .
Kia Ora ,
Before we take you back to your kōura portfolio,
for security purposes please confirm some of your details:
Your age:
Your annual income:
Your current KiwiSaver balance:

Oops sorry ,
the details you’ve entered are different to the first time you filled out the kōura calculator.
For security reasons that means you’ll either have to re-enter all of your details in the advice calculator again...
OR simply click the big button in your latest email from us which will return to your portfolio.

Cheers! Kōura

Got a question?

Book a call with our KiwiSaver expert to answer your KiwiSaver questions or visit our frequently asked questions.

Book a call  FAQs