First-home buyer? Save with kōura!

KiwiSaver is an awesome tool to help you save for your first home.

If you have been contributing to KiwiSaver (or another complying superannuation scheme) for at least 3 years you can use most of your KiwiSaver for your first home deposit.

Personal KiwiSaver Builder

In order for us to design your portfolio, we need to know a few of your details.
My name is .
I am years old.
My KiwiSaver balance is approximately .
I regularly contribute to my KiwiSaver.
I contribute of my income,
and my pre tax income is
My pre tax income is
I intend to use it to purchase my first home.
I expect to purchase my home in years.
I make an annual voluntary contribution. of .

Why choose kōura?

Low Fees

kōura members pay half the fees of the average growth fund.  More money for your first home!

Learn more about our fees here.

Proven Strategy

kōura is a passive investor because it works. Less fees, less friction, and more results.

Your questions about passive answered here.

Sustainable Funds

Profits and purpose don’t have to be enemies. We steer clear of weapons, tobacco, and gambling.

Learn more about our principles.

Strong Partnerships

We’ve teamed up with some of the best - our partners manage over US$1 trillion in assets.

Find out more about our partners.

Personal KiwiSaver Builder

In order for us to design your portfolio, we need to know a few of your details.
My name is .
I am years old.
My KiwiSaver balance is approximately .
I regularly contribute to my KiwiSaver.
I contribute of my income,
and my pre tax income is
My pre tax income is
I intend to use it to purchase my first home.
I expect to purchase my home in years.
I make an annual voluntary contribution. of .

Do you have the right KiwiSaver plan?

Most KiwiSavers have been told: “if you are young put it into a growth fund”. It is not always the case. Particularly, when you are about to purchase your first home.   

Markets are volatile. If there is a market downturn just before you buy your house, your deposit will shrink and you will need to either delay your purchase or downsize your ambitions - neither of which are great options. 

It was a nasty surprise that far too many people got during the Coronavirus market volatility. You need to Corona-protect your KiwiSaver!

Download Today

True story

Meet Jeremy

Jeremy’s a 30-year-old Aucklander. He’s been contributing to his KiwiSaver since he started working at 21. He was in a KiwiSaver growth fund and hoped to buy a house in 2020. In March 2020, the value of his KiwiSaver dropped by 20%. To stop it dropping further he moved to a conservative fund. Unfortunately for Jeremy, his house deposit is now 20% smaller and he won’t be able to buy a house in 2020.

He wishes he had listened to kōura’s advice before the market downtown.

Jeremy's first home deposit story

Personal KiwiSaver Builder

In order for us to design your portfolio, we need to know a few of your details.
My name is .
I am years old.
My KiwiSaver balance is approximately .
I regularly contribute to my KiwiSaver.
I contribute of my income,
and my pre tax income is
My pre tax income is
I intend to use it to purchase my first home.
I expect to purchase my home in years.
I make an annual voluntary contribution. of .

Learn more