What should I do if the value of my KiwiSaver portfolio falls?
Your KiwiSaver is invested in financial markets which are cyclical, so a market downturn will happen every now and then. Unfortunately, there’s very little that you can do about this – you’re best to wait out the cycle and for the recovery which will happen at some point in the future.
We understand this can be stressful. But the worst thing you can do is change your investment strategy during a market downturn, as this will lock in the losses.