Who can join KiwiSaver?
Any New Zealand Citizen or Permanent Resident can join KiwiSaver.
You cannot join KiwiSaver if you have a temporary, visitor, work or student visa.
There are different ways to join KiwiSaver. Depending on your situation you can enrol directly with a scheme provider. If you’re under 18, there are different rules.
Joining KiwiSaver if you’re under 18 years of age
If you’re under 18 years of age you can only join KiwiSaver through a scheme provider. You cannot join through your employer.
If you’re between 16 and 17 years of age, you need at least one legal guardian to co-sign your application. If you don’t have a legal guardian, contact your chosen KiwiSaver scheme provider.
If you’re under 16, you need the consent of all your legal guardians. You cannot enrol yourself.
However, you need to be between the ages of 18-65 to receive government contributions (up to a maximum of $521 per year).