What happens to my KiwiSaver when I die?

Your KiwiSaver money will be paid to your estate. If you want particular persons to receive your KiwiSaver savings, you should designate those persons as beneficiaries in your will (and make a will if you haven’t already!). You should also let them know who your KiwiSaver provider is as they will need to contact them to discuss the documentation required to release the funds in your account.

Note: If your account balance is less than $15,000, your provider can make the payment to an authorised person (for example a surviving spouse or partner) without requiring probate or letters of administration.