What are the risks of signing up to the kōura KiwiSaver Scheme
Your KiwiSaver funds will be exposed to market risk and the value of your KiwiSaver is likely to go both up and down over time. It is critical that you are in the right portfolio for you so that you have a portfolio that matches your risk profile and objectives. If you haven’t already, get started with the kōura advice tool to see what is the best portfolio of funds for you.
The kōura recommended portfolios give you exposure to over 3,000 companies in 40 countries. This diversified portfolio means that you are not exposed to a significant loss should any of these companies declare bankruptcy. We also mitigate the risk of investing in bonds by holding only investment-grade bonds which are rating by a rating agency.