Lower fees means more for you

KiwiSaver fees will be one of the biggest expenses you will pay in your lifetime. The more you pay in fees, the smaller your KiwiSaver balance will be in the future. 

At kōura we charge half the average KiwiSaver fees, so that your investment will compound quicker to help you with a better retirement.

Build my personal KiwiSaver plan Why kōura

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Build your low fee KiwiSaver plan

In order for us to design your plan, we need to know a few of your details.
My name is .
I am years old.
My KiwiSaver balance is and my annual pre tax income is
I contribute of my income to KiwiSaver.
I make an annual voluntary contribution. of .
Kia Ora ,
Before we take you back to your kōura portfolio,
for security purposes please confirm some of your details:
Your age:
Your annual income:
Your current KiwiSaver balance:

Oops sorry ,
the details you’ve entered are different to the first time you filled out the kōura calculator.
For security reasons that means you’ll either have to re-enter all of your details in the advice calculator again...
OR simply click the big button in your latest email from us which will return to your portfolio.

Cheers! Kōura

Fees really do matter

Fees are the only constant in investing, they are paid whether your fund goes up or down.  Strong fund performance very rarely sustains itself over a long period of time and is typically a short term phenomenon.  Fees (and asset allocation) are the two constants that will drive long term performance.

 

 Build my KiwiSaver plan 

 

fees really do matter

kōura’s fees are almost half the industry average!

kōura fees are almost half the industry average at 0.63%. For the average KiwiSaver member, that means you could pay *$50k less in fees over your KiwiSaver lifetime! At kōura you get personalised KiwiSaver advice without the usual high cost.

If you’re under 18, we’ll waive our membership fee to help get you started on your savings journey.

* Based on fee differential of 0.56% for an average KiwiSaver earning $80,000 growing with inflation and invested from the ages of 30 to 65.

 Build my KiwiSaver plan 

 

kōura fees are almost half the industry average

% %
kōura asset based fees 5
Average growth fund asset based fees 4

 4. Source: Morningstar KiwiSaver Report: 31 December 2021

 5. kōura's 0.63% fees are based on a client signing up directly through kōura's website. If a client joins kōura through a Facilitator fees are 0.93% to reflect the Facilitator service. 

 

Save smarter today, with kōura

Low Fees
Low Fees

Lower fees with kōura, means more money for you in your KiwiSaver plan. kōura KiwiSaverfees are very low, at0.63% of AUM(annual funds under management), with a $30 annual membership fee. That’s significantly lower than the average growth fund cost of over 1.3%.

Personalised Choice
Personalised Choice

No one is the same, so we built our funds and digital tools to support every Kiwis’ needs, right down to the individual level. We don’t believe in making 5 million Kiwis fit into just 3 KiwiSaver fund types. We believe in personalised choice to optimize your retirement savings.

Ethically Invested
Ethically Invested

We all need to do our bit to ensure we live in a sustainable world. At kōura, we only invest in the things that we, and you, can be proud of. How? We avoid the nastiest industries in totality and pick only the most sustainable and ethical of the remaining companies based on extensive MSCI research.

On track, always.
On track, always.

With traditional KiwiSaver schemes, you invest and hope for the best. But kōura’ssmart technology looks out for you –and the road ahead –throughout the life of your investment. If things change, we’ll proactively recommend changes to your portfolio. No stagnation here.

Build your low fee KiwiSaver plan

In order for us to design your portfolio, we need to know a few of your details.
My name is .
I am years old.
My KiwiSaver balance is and my annual pre tax income is
I contribute of my income to KiwiSaver.
I make an annual voluntary contribution. of .
Kia Ora ,
Before we take you back to your kōura portfolio,
for security purposes please confirm some of your details:
Your age:
Your annual income:
Your current KiwiSaver balance:

Oops sorry ,
the details you’ve entered are different to the first time you filled out the kōura calculator.
For security reasons that means you’ll either have to re-enter all of your details in the advice calculator again...
OR simply click the big button in your latest email from us which will return to your portfolio.

Cheers! Kōura

Have a question?

Book a call with our KiwiSaver expert to answer your KiwiSaver questions or visit our frequently asked questions.

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